Simplify and revolutionize your cost structure
We hand-selected the most innovative payroll optimization strategies and cost containment methodologies — no matter which industry experts said they were “impossible.”
$800–$1K
50 States
30+
zero net cost to employer or employee
Fully approved & licensed
Our plan is licensed by the Department of Insurance and approved in all 50 states.
Zero Cost Enrollment
- Zero enrollment costs & fully funded through pre-tax payroll strategies for an on-going zero net cost
FICA Savings Per Employee
- $800–$1000 payroll savings per employee per year
Full Admin Back Office Support
- Dashboard access, legal/tax advice, and technical support
Dedicated Integration Team
- Employer data setup and auto-enrollment process
Payroll Platform Integration
- 30+ payroll platform integrations
Compliance & Simplicity
- Protected by HIPAA standards · ACA- and IRC‑125 compliant with strict HIPAA privacy and security measures
Demand something more.
A benefits brokerage that isn’t afraid of making the old guard uncomfortable. Where forward-thinking HR leaders are empowered by forward-looking tools and world-class talent to revolutionize employee healthcare benefits through breakthrough payroll optimization and cost containment.
A benefits solution 3.0 for tomorrow that challenges everything you thought you knew about healthcare costs.
Optimize for good.
Create for tomorrow.
Be relentless.
Bridge together.
Our partners
How do we do what we do? We have the best partners in the healthcare industry — from healthcare providers to healthtech to payroll optimization.
Our exclusive app
With our exclusive healthcare app, it’s easier than ever to stay connected to your health in real-time. Use the app to schedule telemedicine appointments, conduct health screenings, get coaching, participate in healthcare programs, and much more.
Nearly all aspects of the Live Life Healthy program are accessible through the app — even your medical records, account information, and usage statistics.
We do the heavy-lifting to onboard employees and drive utilization
- Customized, year-long employee engagement
- Smart, personalized communications
- High utilization solutions
- Easy onboarding and maintenance via an online dashboard
- Quarterly reporting to measure hard-dollar savings